If your situation changes?


You have retired and stopped working. You will accrue no further pension.

What has been arranged?

  • You will receive a retirement pension payment every month
  • You may receive a bridging pension from us until the date on which your retirement pension starts
  • From a certain age, you will receive state pension (AOW) payments every month from the government

If you have saved extra funds for a supplementary pension, you will also receive payments from the bank or insurer where you arranged this.

If you have accrued capital in the investment pension module, then you can purchase a retirement pension with accompanying partner's pension on your retirement date using the accrued capital via the bank or insurer of your choice. The insurer or bank will then pay you your retirement pension each month. If you had already accrued pension with Pensura before 1 January 2011, then you will also receive a monthly retirement pension payment from Pensura.

How does this affect your partner's pension and orphan's pension?

Before you retired, were you:

  • married
  • in a registered partnership, or
  • did you register your partner with us before then and did we accept that registration?

Then, depending on your situation, there will be a partner’s pension for your partner if you die.

If you marry, enter into a registered partnership, or start cohabiting after retiring, then your partner is not entitled to partner’s pension after your death.

Small pension?

If your pension is lower than € 594,89 gross per year (in 2023), we may decide to pay out your pension in one go within six months after the commencement of your retirement. This is called commutation. This includes:

  • Old-age pension
  • Partner’s pension
  • Special partner's pension
  • Orphan’s pension

Partner's pension for an ex-partner (if applicable) is then paid in one go to your ex-partner. There will then no longer be any monthly payments.

What else can you do?

The pension overview states how much pension (i.e. capital) we will provide for you. You can view your personal pension overview online by going to Mijn Pensioencijfers (My Pension Figures).