What are your choices?

Purchasing a pension

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Your pension capital is released on your retirement date. You must then purchase a pension from the pension capital at a pension insurer. This is required by law. A pension is a periodic payment that you receive as long as you live. You are free to choose the pension insurer from which to purchase a pension.

You will receive a pension for yourself. In many cases, you will also have arranged a partner’s pension, which your partner receives if you die. If you do not wish to purchase a partner’s pension or if you do not have a partner, you can add the partner’s pension to your own pension. Your pension will be higher, but if you have a partner, he/she will not receive anything after you die. Your partner must consent to this exchange. 

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More information

The regulations set out precisely what you will receive in our pension scheme. The regulations can be downloaded here (in Dutch).