What are your choices?

Purchasing a pension


Your pension capital is released on your retirement date. You must then purchase a pension from the pension capital at a pension insurer. This is required by law. A pension is a periodic payment that you receive as long as you live. You are free to choose the pension insurer from which to purchase a pension.

You will receive a pension for yourself. In many cases, you will also have arranged a partner’s pension, which your partner receives if you die. If you do not wish to purchase a partner’s pension or if you do not have a partner, you can add the partner’s pension to your own pension. Your pension will be higher, but if you have a partner, he/she will not receive anything after you die. Your partner must consent to this exchange. 


More information

The regulations set out precisely what you will receive in our pension scheme. The regulations can be downloaded here (in Dutch).