How do you accrue pension?

Pensionable salary

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Your available contribution will be determined over your supplementary annual income. Part of the salary is sometimes not taken into account for pension accrual. You accrue pension up to the maximum basic annual income through Pensioenfonds PGB. The available contribution is a percentage of your supplementary annual income. This percentage depends on your age. The table shows what percentage applies to your age. We calculate your contribution using this percentage. 

Your age as at 1 July Percentages
From 21 to 25 6.0%
From 25 to 30  7.3%
From 30 to 35  8.6%
From 35 to 40 10.2%
From 40 to 45 12.3%
From 45 to 50 14.9%
From 50 to 55 18.0%
From 55 to 60  21.7%
From 60 to 65 25.9%
From 65 to 67 30.2%
 

The maximum basic annual income in a pension scheme is: € 61.395,00.

The pensionable salary of Mr Example is: € 66.000,00

On 1 January 2021, Mr Example is 38 years old. According to the table, the relevant percentage for a 38 year old is 10.2%. The contribution for Mr Example's pension scheme is:
(€ 66,000.00 - € 61.395,00) x 10.2% = € 469,71 per annum. Per month, this is € 39,14. 

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More information

The regulations set out precisely what you will receive in our pension scheme. The regulations can be downloaded here (in Dutch).